FinTech

Ready to learn Blockchain? Browse courses like Blockchain for Finance Professionals developed by industry thought leaders and Experfy in Harvard Innovation Lab. Those who are unfamiliar with the global remittance industry may be surprised to learn that it is a multi-billion dollar market. The world bank estimates that officially recorded remittances to developing countries amounted to $429 billion in

Ready to learn Blockchain? Browse courses like Blockchain for Finance Professionals developed by industry thought leaders and Experfy in Harvard Innovation Lab. Why do banks need a digital transformation framework? According to McKinsey, global banking revenues totaled 4.6 trillion in 2016, up 3% from 2015: If the market is growing, why do banks need to change? Apparently, these

Ready to learn Blockchain? Browse courses like Blockchain for Finance Professionals developed by industry thought leaders and Experfy in Harvard Innovation Lab. An excellent speech from Federal Reserve Governor Lael Brainard on the opportunities for innovation in customer facing services enabled by the digital revolution and the risks arising – specifically looking at “financial autopilots”. As we have been highlighting,

Ripple is revolutionizing international finance by making it possible to transfer money around the world within seconds. Ripple’s innovative use of blockchain technology has excited major financial institutions. By bridging the gap between Bitcoin and traditional finance, Ripple has also become a figure of hate for many within the world of cryptocurrency.  Ripple has the potential to massively increase the ease and speed of global trade. Its connection to Bitcoin and cryptocurrencies lends the space both utility and legitimacy. The only question is just how quickly the Ripple revolution is going to take place.

Bitcoin transactions are irreversible. Once initiated, there’s no way to retract. Bitcoin transactions bear no costs, and can be done with absolute anonymity. Gradually, it’s becoming as regular as other monetary values in the market. However, with no government backing, Bitcoin holds relevance as long as online merchants accept it.

Blockchain technology could transform AI too, in its own particular ways. Some applications of blockchains to AI are mundane, like audit trails on AI models. Some appear almost unreasonable, like AI that can own itself — AI DAOs. All of them are opportunities. This article will explore these applications.

Ready to learn Blockchain? Browse courses like Blockchain for Finance Professionals developed by industry thought leaders and Experfy in Harvard Innovation Lab. But experts say the pace is picking up, in part due to ICOs Will blockchain activity come under anything like traditional financial services or markets regulation? Blockchain technology has multiple faces. In some cases, blockchain is

Ready to learn Blockchain? Browse courses like Blockchain for Finance Professionals developed by industry thought leaders and Experfy in Harvard Innovation Lab. Blockchain. It’s the current buzzword, and not just in financial circles. Indeed, blockchain technology may prove to be a revolutionary way to speed up and verify many currently manual processes, as quickly as it takes to press a button

In this article, we discuss five different ways blockchain will fit into your company in less than ten years from now. So let’s start with the basics: what is blockchain exactly? Put simply, a blockchain is a database. It’s an ever-growing database of different kinds of data and it has quite remarkable properties:

Ethereum is the subject of a lot of hype lately. It is praised by some as the new internet or the world’s computer and criticised by others as a platform that enables widespread scams and ponzi schemes to thrive. I see badly informed articles about Ethereum, smart contracts, DApps, DAO’s, ICO’s and tokens on the daily so it is time to analyse the subject. I will present the argument that Ethereum might form the main protocol enabling the ‘internet of value’.

The future of insurance could flourish through an intelligent adoption of Blockchain, with applications in digital currencies, fraud solutions and smart contracts. Large insurers have the potential to benefit immensely. However, its implementation will mean that insurance companies will have to change their underwriting process, the structure of the policy, as well as risk underwriting.